Are you a single mom looking for rental Assistance programs in New York? The state of New York addresses the indispensable need for single moms to have a safe and secure shelter so that they can raise their kids independently. This guide will help you to learn about rental assistance programs and housing help available for single moms in NYC.
How Does New York City Help Single Moms?
There are many state, federal and local assistance programs for single moms that can help them overcome foreclosure or eviction. New York City has charity centers, accredited agencies or nonprofits that offer emergency funding benefits, housing assistance and rental help. You can contact the New York City Department of Homeless Services if you want to overcome homelessness and need help with rent payments. The Center for Urban Community Services offers permanent or transitional housing and homeless prevention programs for single moms and low-income citizens. The Family Eviction Prevention Program helps single moms to pay back their rent. Emergency cash grants are also provided in New York City that will enable single moms to cover housing expenses such as tenants’ rent, energy costs, and security deposit, and in this way prevent homelessness.
Rent Assistance For Single Moms In NYC
Single moms facing financial difficulties and housing crises will find immense opportunities to pay for their rent and get safe and healthy shelters for a long period. Some of the programs are as follows:
1. Family Assistance (FA)
The Temporary Assistance For Needy Families Program in New York is known as Family Assistance. Qualified single moms receive cash assistance to cover their basic needs like rent, food, shelter, utility payments, and child care. To receive cash assistance through this program you need to showcase a level of financial need and your household gross income should not exceed 80% of the area’s median income where you are living. Single moms who have court-ordered custody of a child placed in their home can qualify for this program. The maximum benefit for a family of three in NYC is $698 every month. The Family Assistance benefits are limited to a period of 16 months for adults in a lifetime.
2. New York Section 8 Housing Choice Voucher Program
This rental assistance program in New York is administered by a public housing agency of the state and provides single moms a decent clean and affordable housing in the private market. Eligible applicants have to choose their own single-family houses, apartments, condos, and townhouses. The chosen units or houses must meet the payment and quality requirements of the Section 8 Housing Choice Voucher Program as well as meet the safety and health standards. The program subsidizes the rent of single moms and low-income individuals and covers a significant portion of their rent.
3. Emergency Rental Assistance Program (ERAP)
Rental assistance is provided to low or moderate-income residents including single moms by New York City. The State Emergency Rental Assistance Program aims to eliminate homelessness and make sure every household has proper access to electricity and gas. Eligible households will receive rental assistance for up to 12 months which will be paid on their behalf directly to the landlord. The program offers assistance for up to three months provided candidates’ rental payment exceeds 30% of their gross monthly income.
Single moms in New York City can contact CityFHEPS if they’re at risk of losing their home and need financial assistance to get through their difficult time. CityFHEPS helps needy New Yorkers including single moms to find safe and affordable housing. The organization offers rental assistance for an entire apartment, single room unit in five boroughs, or a single room in an apartment in New York City. Your monthly rental payments will be made directly to the property owners or landlords. The rental payments may vary depending on your location and the number of bedrooms as well as utilities included in your contract. For instance, the maximum rental amount that you can receive for a one-bedroom unit in New York City through CityFHEPS is around $2218. Assistance from CityFHEPS is renewable for up to four years after getting accepted and for a total lifetime of five years.
5. Salvation Army Greater New York Division
The Greater New York division of the Salvation Army has been functioning since 1880 and providing a plethora of services and help to low-income New Yorkers, especially single parents The charity provides secure and decent homes for the long term until families become economically independent. If you’re a single mom in New York City and unable to cover your rent and utility bills then you can contact the Salvation Army Greater New York division and seek their assistance.
6. Catholic Charities of the Archdiocese of New York
The Catholic Charities in NYC have been working since 1917 for low and moderate-income earners and helping them with better programs, resources and services. Catholic Charities have a wide range of programs across New York. Single moms facing financial hardship and unable to cover rent and housing costs can consult the charity. They will help them in getting housing assistance and rental help provided they can fulfill the eligibility requirements.
It is a local organization in New York that has been operating since 1972. The mission of this organization is to ensure that New Yorkers have legal, personalized, and financial assistance to survive. Single moms who are facing eviction can contact his organization. However, if you need help to find a decent and safe family shelter then they will help you to pay for your utilities, rent and cash support. The organization will also provide showers, laundry and hot meals to needy single moms.
The city of New York is full of financial opportunities however it can be a difficult city to live economically for low-income, especially moms. Apartment rents in New York are expensive and if you’re unable to afford them then do not worry as the abovementioned programs will help you to find a decent and affordable home. Single moms have to research every federal, local and state-funded program in decent and aNew York and apply for the one that aligns with their needs.