Hardship Grants For Single Moms

Government grants for low-income families in hardship help improve home conditions, pay for medical expenditures, and provide other assistance like income support and debt relief. There are numerous foundations, government assistance programs, and associations that offer financial assistance to families and single mothers in hardship. However, to be eligible for the assistance, there are specific requirements that candidates have to fulfill.

Are you a single mom facing financial difficulty due to health problems, unemployment, or other life challenges? Then you can be eligible to receive grants and financial assistance from the federal government and many private organizations throughout the United States. Low-income families and single moms in hardship may require financial assistance to meet essentials like medical bills, utility bills, housing assistance, and many other obligations. According to research, approximately 30% of single mothers and their families are vulnerable to poverty. Thankfully there are a lot of single-mom hardship grants for them to deal with financial crises. Not only single mothers, but these programs also provide financial support to low-income households, jobless individuals, self-employed individuals, students, and needy young people.

Are There Any Hardship Grants For Single Moms?

With the rising cost of living throughout the United States and the increase in unemployment and poverty rates, many single-parent families fail to pay for their necessities such as college, healthcare, childcare, food, and living expenses. Hardship grants provide free money to eligible families, including single mothers, to address their emergency and dire needs. This money quickly goes to financially distressed single parents. Technically there isn’t any hardship grant provided to financially challenged people directly by the federal government of the United States. The federal government only offers specific grants and assistance programs to nonprofit organizations, local government agencies, civic groups, and schools so that they can distribute the benefits to eligible candidates. Low-income single-parent households can access dozens of grants and financial aid programs in times of hardship and reduce their financial pressure.

What Are The Different Hardship Grants For Single Moms?

In the United States, the government offers financial assistance and support to its citizens who are vulnerable to poverty through many programs and grants. Hardship grants for single moms are programs that enable solo mothers to pay for their necessities, such as the following:

1. Housing

Many federal housing programs enable mothers and the homeless living on the streets to get affordable housing options and even rental assistance programs to secure permanent housing.

2. Food

Many programs for single moms help them to secure daily meals, such as TEFAP, or the Emergency Food Assistance Program, which is designed for low-income households and single parents and provides them with daily food provisions.

3. School And College

Low-income students and single parents with financial difficulty can get through college and pursue higher education through federal programs such as the Pell Grant and many education assistance programs. The eligibility criteria for these programs may vary, as well as the grant awards.

Benefits of Hardship Grants For Single Moms

Single mothers struggle financially since most are unemployed and below the poverty line. There are different businesses, housing, daycare, and college grants for single moms that help them to get back to their footing.  Hardship grants for single mothers support their basic needs and help them to attain self-sufficiency. The government addresses the financial challenges of single parents and offers them several assistance programs to get a good standard of living along with their children. For instance, the Temporary Existence For Needy Families or TANF program, The Women’s Infants And Children’s Program, and the Supplemental Food Assistance Program are available to the Department Of Human Or Social Services in any city or county in the United States. Unfortunately, single mothers cannot apply for hardship grants and programs individually. Still, they can use the funding provided by Human Service Centers and local grant agencies to support their needs and provide for their families. These agencies and organizations provide medical assistance and housing support. Many governments have subsidy programs that enable single moms and the homeless population to get shelter over their heads. For example, The Emergency Food And Shelter Program offers financial assistance and counseling services to needy families and low-income single parents. It provides household supplies and secure, safe, affordable living spaces.

A List Of Hardship Grants For Single Moms

Single mothers who are looking for financial aid opportunities from the government in their hardship can benefit the best from the following programs:

1. The Federal Pell Grant

The United States Department Of Education offers Pell Grants to single parents and low-income students who want to pay for college and pursue higher education. This grant enables students and single parents to complete post-secondary education and get financial assistance to pay for their lodging, tuition, books, food, fees, and other education-related expenses. As per statistics, around 34% of undergraduate students in the United States receive financial assistance of $4400 on average to continue their education. Single parents who are in hardship and unable to continue their education should fill out the Free Application For Student Aid or FAFSA to qualify for the federal Pell Grant. The program also requires candidates to demonstrate a strong financial need. Pell grants are generally given to undergraduate students facing financial difficulty and who have not yet attained an associate, bachelor, or professional degree.

2. American Legion Family Emergency Grants

Single mothers in hardship can apply for the American Legion Family Emergency Grants for assistance. The organization helps people in their difficult times through three programs, American Legion National Emergency Fund Grant (NEF), American Legion Auxiliary Emergency Fund Grant (AEF), and American Legion Temporary Financial Assistance Grant Program (TFA). The American Legion National Emergency Fund or NEF grant helps the active members of the organization and their children to receive a grant award of up to $3000 to meet immediate needs in times of natural disasters. The American Legion Auxiliary Emergency Fund Grant or AEF provides financial assistance of up to $2400 to active members who cannot pay for their utilities or rent and are going through financial hardship. TFA grant offers $1500 to the members of the American Legion members who have dependent kids of 17 or younger and help them to meet their health, food, and housing expenses.

3. VFW, Veterans Of Foreign Wars Unmet Needs Program

Single mothers who are veterans, service members on active duty, or eligible dependents can apply for the Veteran Of Foreign Wars Unmet Needs Program if they are experiencing financial hardship. This program will enable eligible candidates to pay for necessary expenses like a vehicle, housing, medical, childcare, and utilities. The funds are paid to the service provider or landlord of the applicants directly. The grant award may vary depending on the financial need and circumstances of the applicants.

4. CORE Grant

The CORE, or the Children Of Restaurant Employees Organization, offers financial support and assistance to single mothers and low-income families so that they can pay for their rent or mortgages, receive assistance to get medical supplies or make payments for childcare and food. If you’re a single mom going through financial hardship to pay for your household expenses, you can get short-term help from this organization. The grant program requires applicants to be food and beverage service employees with dependent children to seek grant awards.

5. Bill Pulte Foundation

This family-run foundation offers grants to people who are going through financial hardship and cannot pay utility bills, housing costs, funeral costs, or medical expenses. Bill Pulte, a billionaire home builder, helped millions fulfill their needs. His son, an active philanthropist on Twitter also named Bill Pulte heads the foundation. The primary preference is given to the employees’ families who have fallen on hard times due to robbery, weather-related disaster, severe disease, or illness. To apply for financial assistance from Bill Pulte Foundation, you must demonstrate a strong financial need and verify the amount of financial assistance you require to get through your hardship.

6. CCDF, Childcare, And Development Fund

The Department of Health and Human Services manages and administers the Childcare and Development Fund to reduce the financial stress of single parents and low-income families. This fund subsidizes the daycare costs. This is one of the widely known child care assistance programs in the United States that helps single parents as well as the income families to improve their standard of living. The CCDF offers financial assistance to more than 1.4 million children every month. If you’re a single mom finding it challenging to make ends meet, you can receive financial assistance through the Childcare and Development Fund if you are vulnerable to poverty and demonstrate a financial need. The benefits of the Childcare and Development Fund may vary depending on the state. However, low-income families, including single parents, can receive grants based on family size.


Single mothers do not receive hardship grants directly from the government. There are many local grant organizations and charitable agencies backed by the federal government grants to enable struggling families and distressed breadwinners to seek financial help and improve their situation. If you’re going through challenges and find it difficult to make ends meet, then you can be eligible to receive federal government assistance programs to pay for your food, living expenses, health care, education, and even child care assistance. By performing some research, you can avail these grants and financial assistance programs in your state.

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